投资审核 Services in 埃尔帕索

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Whether you’ve been investing for decades or you’re ready to start, 克利福德, 罗斯, bwin国际中文站 & bwin国际在线平台有限责任公司, can provide the guidance you deserve. Our investment review services are vast, providing you with personalized advice and direction so you can make the most out of your investments. Give us a call today to learn all about our investment review services.

What to Expect from an 投资审核

简单地说, we will review your investment ideas with you and your investment advisor and suggest the best structure to maximize your after-tax return. Remember, don’t ignore the impact of taxes on your investments. While taxes should not drive your investment strategy, understanding how taxes affect your earnings will help you minimize taxes and maximize your return.

Make sure to consider these items:

Capital gains carry a favored tax status. Consider putting more dollars in investments that return capital gains.
You can take an annual deduction of up to $3,000 of capital losses in excess of capital gains. Consider balancing your winners and losers to maximize this deduction.
Investments which produce high taxable annual income can be given to family members who are in lower tax brackets, thereby saving taxes for the overall family group.
Depending on your tax bracket, you may benefit from investing in municipal bonds. The level of these investments may need to be adjusted as your total income picture changes.
开始计划，停止担心! In a recent Gallup poll, 60% of those surveyed said they worried about their financial future.

The Magic of Compounding — A Fun Way of Looking at Investing

If you could have one of the following as your pay for thirty days’ work, which would you choose?

(A) $10,(B)第一天一便士, 第二天两美分, 第三天4美分, 第四天八美分, 等等......, with each day doubling on out to 30 days.

10美元,000听起来很有吸引力, but the fact is that the penny doubled each day for 30 days adds up to over five million dollars. Of course, that is 100% interest compounded daily, a rate not available to most working folk. Nevertheless, you see the power of compounding your earnings.

How to Help Reduce Your Investment Worries

Investing can often feel like jumping into the deep end of a pool. To make the process less intimidating, we’ve compiled a few tips for you to keep in mind moving forward. 仍然不确定? Simply give us a call and we’ll provide the answers you’re looking for!

Put aside some amount regularly in savings or other investments

The compounding of earnings can be substantial. The longer your investment period, the greater the beneficial effect of compounding.

投资你所知道的东西

The better informed you are, the better your investment decisions will be. If you don’t want to learn about investments, consider hiring a money manager and paying him or her to do your investing for you.

分散投资

Have some of your money in an investment that is easily converted to cash in case of emergencies. The old adage “don’t put all your eggs in one basket” is good advice when it comes to your investments.

准备年度资产负债表

Basically, this will be a list of all your assets minus all your debts. This comparison of your annual balance sheets will reveal your success at growing your retirement funds.

Plan where you want to be financially by retirement age

Once you know how much you need to save, put your plan into action. Over 90% of Americans must rely on the government or others for assistance during retirement. With proper planning and diligence, you may be among those who can retire in comfort.

Don’t use credit to purchase consumption items

Wait until you can pay cash for things that decrease in value. Borrowing money to purchase a home is usually a sound idea.

Monitor your investments to maximize your after-tax return

差异可能是巨大的.

Have an annual review of your insurance needs done

Your insurance agent should perform a review of your insurance needs on an annual basis, at least. This way, you can determine if you are neither under- nor over-insured.

Choose Us as Your 投资审核 Pros!

Since 1978, 克利福德, 罗斯, bwin国际中文站 & bwin国际在线平台有限责任公司, has guided individuals and business owners alike through the uncertain world of investing. With our help and expertise, you can make the soundest investment decisions. 让你的钱为你工作今天就联系中国中车和CPA!